Join DisputeIQ

Before continuing, please note

• • DisputeIQ uses IdentityIQ for credit report access and monitoring.
• • If you are a former ScrewedUpCredit customer, you must switch to IdentityIQ to continue with the updated system.
• • IdentityIQ billing is separate from your DisputeIQ subscription.
• • Your DisputeIQ subscription covers dispute workflow, document organization, tracking, and automation tools.
• • Credit report access depends on an active IdentityIQ membership.
• • Results vary based on bureau responses, furnisher investigations, documentation, and report history.

How setup works

1. 1

   Create your DisputeIQ account

   Set up your login so your dashboard, documents, and dispute workflow are ready.

2. 2

   Activate IdentityIQ

   Use the IdentityIQ link inside DisputeIQ to activate your monitoring and report access.

3. 3

   Access your report

   Once IdentityIQ is active, return to DisputeIQ and connect or import your report.

4. 4

   Upload your documents

   Add your ID, proof of address, prior bureau letters, collection notices, and any supporting evidence.

5. 5

   Review your report summary

   DisputeIQ walks you through negative items, inquiries, public records, and dispute opportunities.

6. 6

   Start your dispute workflow

   Choose what to challenge, organize supporting documents, and begin tracking progress.

Helpful documents to upload

You don't need every item to start — more documentation gives you a stronger file.

• Government-issued ID
• Proof of address
• Social Security card or verification (only if needed)
• Credit denial letters
• Collection letters
• Medical billing records (if relevant)
• Bankruptcy discharge paperwork (if relevant)
• Police report / identity theft affidavit (if relevant)
• Previous bureau responses
• Letters already sent to creditors or bureaus